Single Family Residence · Active

1600 Cottonwood

St. Maries, ID 83861

$950,000

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  • 4 Bedrooms
  • 4 Bathrooms
  • 2,830 Sq. Ft.
  • 0.84 Acres
  • 2001 Year Built

Property Overview

About This Property

Enjoy exceptional waterfront living on the beautiful St. Joe River, just minutes from downtown St. Maries. Situated on a level and usable .84-acre lot with lawn stretching to the water's edge, this property boasts 115 feet of prime deep-water frontage complete with a private dock. Cruise directly from your backyard to Lake Coeur d'Alene and enjoy endless boating, fishing, and recreation opportunities. The spacious 2,830-square-foot home offers 4 bedrooms, multiple living spaces including two family areas, and plenty of room for family and guests. Expansive decks provide the perfect setting for entertaining or taking in the serene river views. With ample space for a future shop and a highly desirable waterfront location, this is a rare opportunity to own a premier St. Joe River retreat.

Details

Property Details

Property

Property Type
Single Family Residence
Status
Active

Interior

Appliances
Refrigerator · Dishwasher · Microwave · Disposal · Washer · Electric Dryer · Electric Water Heater · Water Softener · Dual Fuel Range

Heating and Cooling

Heating
Forced Air · Heat Pump · Electric
Cooling
Central Air

Waterfront and Views

Views
River · Territorial

Association

HOA
Yes

Schools and Area

County
Benewah County, Idaho
Subdivision
Cottonwood Point
Listed
June 22, 2026
Days on Market
44 days

Tax and MLS Information

MLS ID
26-6450

Location

Property Location

St. Maries, ID 83861

Benewah County, Idaho

Cottonwood Point

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Listing Courtesy of CENTURY 21 Beutler & Associates

Mortgage Payment

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Rate estimate updated July 25, 2026
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Total Estimated Mortgage Payment
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Loan Summary

Loan Amount
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Monthly Principal & Interest
$0
Total Interest
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Total Paid
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Estimated Payoff Date
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Have Questions About This Property?

Contact Jen to discuss this home, financing options, local market conditions, or to schedule a private showing.

Contact Jen About This Property

This calculator provides an estimated mortgage payment for informational purposes only and is not a loan offer, lending commitment, or guarantee of financing. The estimate includes principal, interest, and estimated mortgage insurance when applicable. Property taxes, homeowners insurance, closing costs, lender fees, association dues, and other ownership expenses are not included. Actual loan terms, rates, costs, and payments will vary. Consult a qualified mortgage professional for an official loan estimate.

Jen Lenz, North Idaho real estate professional

Private Showing

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(208) 819-0402

CENTURY 21 RiverStone

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