Builder Ready! Incredible opportunity at Ponderay Cottages. All utilities are stubbed at the street, and ready for foundations. Choose from 4 approved plans or bring your own (must meet community guidelines). No required build timeline makes this an ideal investment. Short Term rental friendly HOA and proven STR/VRBO history. Low Maintenance ownership perfect for the busy family, retiree or snow bird! HOA covers lawn care, irrigation water, and snow. Optional 1 Gig fiber internet available through HOA for $100/month wired and ready to go. Perfect location, just blocks to dining and shopping, minutes to Lake Pend Oreille, Schweitzer Mountain Skiing, Downtown Sandpoint or the Mountains. Family friendly with McNearny Park and Field of Dreams. Builder-friendly, investment-ready, and full of potential.
This calculator provides an estimated mortgage payment for informational purposes only and is not a loan offer, lending commitment, or guarantee of financing. The estimate includes principal, interest, and estimated mortgage insurance when applicable. Property taxes, homeowners insurance, closing costs, lender fees, association dues, and other ownership expenses are not included. Actual loan terms, rates, costs, and payments will vary. Consult a qualified mortgage professional for an official loan estimate.
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